There are different forms of deeds depending on the situation involved. As long as you retain interest in the home, its still going to go through probate. Phone Number: 989-354-9547 Accessed April 10, 2020. The new person acquiring an interest in the property would also be a grantee. 301 State Street One thing to be careful of in this situation is title insurance coverage. If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. Using a quit claim deed is often the simplest method of bringing on another owner. Without reading this article, I would have pursued a different route. Email: clerk@schoolcraftcounty.us Home. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. 448 Court Place Phone Number: 269-983-7111 ext. Personal Property 313-224-5860 Fax Number: 989-345-6221 You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Government Center Email: register@masoncounty.net Gladwin, MI 48624 Fax Number: 231-845-7977 For more detailed information on how to add someone to your house title, scroll down. Court House P.O. Accessed April 10, 2020. A transfer on death (TOD) deed. 437 E. Division Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. "Estate Tax." When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Phone Number: 231-779-9455 This might not be an option if one of the owners does not have good credit. Coldwater, MI 49036 The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. Paw Paw, Michigan 49079 Phone Number: 517-264-4538 How do we add my name to note? Houghton, MI 49931 Please contact an attorney for any legal questions you may have. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. P.O. Include your email address to get a message when this question is answered. The current owner would also be one of the grantees, the persons receiving the grantors rights to the property. It can also affect inheritance rights of heirs and devisees. Suite 212 ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Phone Number: 231-723-2146 To learn more about tax liability associated with adding your spouse to a deed, read on! Suite M-3 % of people told us that this article helped them. http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. In order to accomplish this, you can't just pen in the name on your deed. 211 W. Main St. Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. Phone Number: 989-224-5270 If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Take the new deed to the county recorder's office. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds 200 Grand River Avenue Depending on your financial situation, this issue may cause you to reconsider making the addition. 8527 E. Government Center Drive Email: goodreauw@baragacounty.org Phone Number: 906-337-2229 Marquette, MI 49855 . There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Fax Number: 734-222-6528 https://ironmi.com/register-of-deeds, Isabella County Register of Deeds If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. P.O. The best advice is to consult an attorney who specializes in these issues regarding the specifics of your situation. A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. My spouse died, how do I remove my spouse's name from my deed? Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. Make sure you select the one that best suits your needs. Ludington, MI 49431 Fax Number: 989-743-2459 Email: rod@chippewacountymi.gov 120 N. Broadway Phone Number: 231-745-4641 315 W. Green St. Phone Number: 906-225-8415 Include your name and the name of the person you want to add to your house title. Fax Number: 906-875-0658 Phone Number: 734-222-6700 It doesn't matter whether you intended it to be a gift or not. Get a copy of the title deed from your county clerk's office. When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Then, you will have to file a quitclaim deed and then refile another deed to add the new person to the house deed. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. Phone Number: 231-627-8808 Box 8645 Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. 806 W. Houghton Avenue, Room 104 Phone Number: 231-258-3315 how to add someone to a deed in michigan . She has an extended family of pets, including special needs animals. Alpena, MI 49707 http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds In California, you can. Phone Number: 616-994-4510 Phone Number: 616-527-5320 33 McCollum Street Fax Number: 989-344-3223 Phone Number: 269-383-8970 Phone Number: 989-348-2841 Phone Number: 906-524-6100, ext. Lenawee County Courthouse "Adding someone to a deed" means transferring ownership to that person. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. 800 10th Street, Suite 200 Cassopolis, MI 49031 201 W. Kalamazoo Avenue 173 East Apple Avenue In short, no one can be passively removed from a title. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds 725 Greenland Road Here's a way to pass the interest in your home deed onwhile you're alive. Fax Number: 269-982-8659 Standish, MI 48658 Fill out the form and sign it before a notary to make the transfer legal. Fax number: 906-663-4660 Fax Number:517-264-4543 Depending on your spouses financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. Fax Number: 989-426-6902 Strike a line through any verbiage on the deed that does not apply to your circumstances. https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds Corunna, MI 48817 Gaylord, MI 49735 Property ownership, transfer laws and deed practices differ depending on the state in which you live. Hillsdale MI 49242 Fax Number: 906-789-5179 Iron Mountain, MI 49801 Fax Number: 989 - 984-1101 Fax Number: 810-667-0293 This article was written by Jennifer Mueller, JD. Fax Number: 989-826-1156 Research source. If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. Phone Number: 989-734-2676 Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Email: dsimmons@ogemawcountymi.gov All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. County Building This article has been viewed 206,090 times. Review your mortgage documents or contact your lender before initiating the process to change your deed. Real Property 313-224-5854 Manistee, MI 49660 Building 12 East If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. Fax Number: 906-337-2253 1101 Beach Street, Room 138 Many reasons might exist that would make you want to add someone to the deed to your house. 220 W. State St. Room 102 255 W. Main Street A trustee of a trust is the person or agent who is appointed to administer the trust. Phone Number: 269-657-8242 Phone Number: 269-945-1289 https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds Bellaire, MI 49615 You will have to file a quitclaim deed and then file a new deed with joint ownership. Box 609 319 Court Street http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds Kalamazoo, MI 49007 Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. Step 1: Download the MI quitclaim deed form. 125 W. Main St. Maybe you just got married and would like your new spouse listed as part owner of your home. Phone Number: 989-317-4089 Once it's done, you can't take it back unless the person. unlocking this expert answer. Mt. To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. Mortgage and Deed to House Phone Number: 231-839-4967 Ext 203 This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Bring a government-issued photo ID with you when you get your signature notarized. To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. Transferring ownership of a house also means your property will likely be reassessed for tax purposes. This is also where you specify how the two of you will own the property. Phone Number: 989-785-8079 If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". Jensen attended Idaho and Boise State Universities. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. Fax Number: 810-985-4795 https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds
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